10 NSDs and financial goals update

Achieved 10 NSDs as of today. Could have been 2 more days but mom was sick so I had to buy dinner for her and lunch myself since she didn't feel well enough to cook anything. I'll have a couple more NSDs before the end of month so looks like I would be able to achieve my monthly financial goal.

One of my financial goals (HERE) was to make extra income (2-3k) per month and with a little luck, I made it this month! Could have made more than that but I had been sitting on a side-hustle forever and not starting it. Must get that one started this week! If I added in the gifts I received this month from a side-hustle event, the total amount would double the said figure. But, gifts are gifts (can't be cashed in unless I sell them).

I talked about putting away funds to an investment account a while ago, well I popped by the bank last week and they were having an offer (no money rebate, though, just waiving *some* of the transaction fees) but I decided to wait for the next round of offer, probably later in this year. The market is not at its lowest moment right now and the banks are fully saturated with money from everyone...it's not like a once-in-a-century kind of deal so this can wait...although the earlier I invest, the better it will be.

Each penny has been tracked this month and so far the numbers looked OK. I broke the clothing ban - because I had a gift card to spend...I tried looking for something that can be topped up with the least amount of cash as possible but the brands (that site kind of suck to be honest, but I was gifted with the card so no choice) they stock there hardly fit the "quality" or "durability" bill, so I ended up shelving out extra money to get something that should last twice as long as the cheapo stuff. It fits OK but I felt kind of "cheated" by the thought of a gift card, you know...

As of today (22/01/2015), I've spent 52.23% of my monthly budget (excluding shopping for personal care items), or 64.4% if it's also factored in (I didn't set a budget for those this month). A few things to note though, since DB is working on weekends this month so we've been meeting less and less meals out; no great movies on lately so I haven't spent a dime on entertainment budget. I also put in "networking or work related expenses" in my monthly budget but IRL I'd like to leave them untouched and so it is this month! However, next month the spending on work related matters would be different as Chinese New Year kicks in...

Next week we will see a medical expense coming up, so other than that my wallet should have continuous moment of peace. Stay tuned.